Be Careful What You Wish For …

Be Careful What You Wish For ….. I just returned from the Heckerling Institute on Estate Planning. While we covered a lot of topics over the week, mostly related to taxes and other estate planning issues, like most attendees, I went with the hope that I would have answers to questions our clients have right read more…

Help for the Elderly – Miller Trusts and Qualifying for Assistance to Stay in Your Own Home

For a person 63 years of age or older that wants to remain in their home, but need some help paying for assistance with cooking, cleaning, and other in-home services, a Miller Trust can be a very useful tool. The Missouri Department of Social Services has certain financial eligibility requirements for home care services that read more…

Checking the List Twice

Well it’s that time of year again. I’m sure no one needs anything else added to their “to-do” list, but since the end of the calendar year always seems to arrive in a rush, here are just a few things on that all important list that should be checked twice: • Have you taken your read more…

One Size Fits All……or does it?

One Size Fits All……or does it? I’m sure we’ve all looked at many things that are tagged “One Size Fits All” and thought to ourselves, “There’s no way that would fit everyone”. The same is true for estate planning. One size does not fit all. I am reminded of this every time I hear about read more…

Changes to Missouri Statutes Affecting Security Deposits

During the 2016 legislative session, the Missouri General Assembly adopted House Bill 1862, which was signed into law by Governor Jay Nixon on July 14, 2016. The new bill went into effect on August 28, 2016. What is the significance of this new law and why am I writing a blog post about it? Because read more…

Estate Planning for Young Families

I attended a wedding of a good childhood friend recently and while catching up with numerous friends I was asked a question, surprisingly multiple times: Do we really need to do a will or anything, or should we just wait until we get older? The answer to this question is simple, YES you need an read more…

“My Banker Says I Need an ‘Operating Agreement.’ What is that?”

Oftentimes, new business clients will contact the office saying that they were referred by their banker who tells them that they need an operating agreement. Inevitably, one of the first questions that they have is “what is an operating agreement?” An operating agreement is, quite simply, an oral or written contract among the members of read more…

Modern Family: How to Plan for the Blended Family

Blended families have become common place over the past few decades. Today, many families include children, step-children, and former spouses. Such families present many unique situations, as all families do, but in particular for blended families estate planning can be more complicated. In order to ensure that your money and property are distributed to who read more…

Why Won’t My Lawyer “Friend” Me?

Since I have received a number of “friend requests” from FaceBook, many from clients, I thought I’d take this opportunity to explain why I am not able to accept those requests (even though I’d really like to). We at Cripps & Simmons take our duty of client confidentiality very seriously. Attorney ethical obligations extend to read more…

Your Initial Estate Planning Consultation: How to Make the Most of It

So, you have been telling yourself that you need to get your estate planning documents in place, or possibly just have a few updates. You have taken the first step in making contact with Cripps & Simmons, and now have an appointment on your calendar. During your call to schedule the appointment, our Receptionist collects read more…